National Housing Trust Fund Program


(916) 263-2771

The National Housing Trust Fund (NHTF) is a new federal program administered in California by the Department of Housing and Community Development. For 2016, the U.S. Department of Housing and Urban Development (HUD) allocated approximately $10.1 million to the State, and all funds must benefit extremely low-income households.


Assist in new construction of permanent housing for extremely low-income households. 

Assistance Type and Terms

A deferred payment loan or forgivable loan. The regulatory agreement will be for 55 years.

Eligible Activities and Applicants

New Construction.

Individuals, joint ventures, partnership, limited partnerships, trusts, corporations, limited liability corporations, local public entities, duly constituted governing body of Indian Reservations or Rancherias or other legal entities or any combination thereof that meet program requirements.

Application Process

Applications will be invited through the issuance of Notices of Funding Availability (NOFAs). NHTF will be paired with another State program in a joint NOFA.

The Department of Housing and Community Development (HCD) will not receive NHTF funds or administer the NHTF program until the Substantial Amendments to the Consolidated and Annual Plan are completed. The public comment period for those amendments has passed. Once the substantial amendments have been approved by HUD, HCD will finalize the eligible activities and other elements of the program to subsequently announce the availability of funding for NHTF. Check HCD’s Consolidated Plan web page and the National Housing Trust Fund Allocation Plan and Substantial Amendment.  

You may also subscribe to the Multifamily Housing Programs list to receive notifications of updates and developments to this program.
For more information, contact Muri Bartkovsky at or (916) 263-1176.