State and Federal Income, Rent, and Loan/Value Limits

Income limits, rents, and loan-to-value limits are determined according to each development’s financing and the rules that pertain to that financing.  Each of these three sections identifies which limit determination to use under which program.  Check with your program contact if you are unsure which limit applies.

HCD’s Multifamily Housing Programs (MHP) [General; Affordable Housing and Sustainable Communities Program (AHSC); Families Moving to Work (FMTW); Downtown Rebound (DR); Governor’s Homeless Initiative (GH); Homeless Youth (HY); Joe Serna, Jr., Farmworker Housing Grant Program (JSFWHGP); Supportive Housing (SH); Transit Oriented Development Housing Program (TOD)] and Veterans Housing and Homelessness Prevention Program (VHHP) use the information published by HUD to calculate maximum rents and income limits in Low-Income Housing Tax Credit projects (even if the specific project does not utilize tax credits).  Also, projects that were converted under the Housing Loan Conversion Program (HLCP) and restructured under the Loan Portfolio Restructuring Program (LPRP) use these income and rent limits. Below are links to the recent several years' income, rent, and loan limits applicable to these programs for California’s 58 counties.

Please note, Section 3009(a) of the Housing and Economic Recovery Act (HERA) includes provisions for increases to income limits in areas impacted by the HUD “hold harmless policy.”  As a result, HUD published “HERA Special Income Limits” for “HUD Hold Harmless Impacted Projects.”  In California, these apply only to projects placed in service prior to January 1, 2009, and located within the following ten counties:  Alameda, Contra Costa, Marin, Nevada, San Francisco, San Mateo, Santa Clara, Solano, Sonoma, and Ventura.
The 2017 Multifamily Tax Subsidy Projects (MTSP) Income Limits should be compared with income limits under which MTSPs are currently operating to see if they are eligible for an increase in income limits and rents. The statutory hold harmless provisions in HERA prevent income limits and rents from falling below the highest levels the project ever achieved. The 2017 MTSP HERA Special Income Limits as previously stated are applicable to MTSPs located within the ten HERA-affected counties and placed in service prior to January 1, 2009.

Check the MHP Income and Rent Limit Calculator (XLSM) to determine the income and rent for the specific year that your project was placed in service.  Please call your AMC Program Representative if you have any questions about the MHP limits.

California State Income Limits apply to State and local affordable housing programs statutorily linked to HUD income limits and differ from income limits applicable to other specific federal, State, or local programs.  Health and Safety Code (H&SC) Section 50093 require the California Department of Housing and Community Development (HCD) to publish updated State Income Limits for extremely low , very low , low , and moderate-income categories when the U.S. Department of Housing and Urban Development (HUD) updates its Section 8 program income limits.  HUD released updated FY 2017 income limits on April 14, 2017.  HCD updated its 2017 State Income Limits ( effective June 9, 2017) when requesting the Office of Administrative Law (OAL) to publish 2017 Income Limits in the California Code of Regulations (Title 25, Section 6932 ).

Note: In 2013, the California Department of Housing and Community Development (HCD) implemented a State Hold Harmless Policy as a result of the discontinuation of the U.S. Department of Housing and Urban Development’s (HUD’s) long-standing Hold Harmless Policy in 2009. The purpose of HUD’s former Hold Harmless policy was to not allow decreases to county area median income (AMI) and household size income limit figures when annually updating Section 8 income limits.

HCD’s Hold Harmless policy, identical to HUD’s former policy, applies to State and local affordable housing programs statutorily linked to HUD income limits. HCD implements its Hold Harmless Policy upon receipt of HUD’s annual update of Section 8 Program Income Limits and adjusts any current year decreases to retain higher prior year figures.

The State’s Hold Harmless policy supports objectives to preserve and increase the supply of affordable rental housing. Availability of affordable rental housing benefits a broad public and households with different income levels served by affordable housing providers required to comply with Health and Safety Code (H&SC) income limits and affordable rent criteria [H&SC 50093(c)].

These tables include income limits for two federal programs when administered by HCD: Community Development Block Grant (CDBG) and Home Investment Partnerships Program (HOME). The tables include county-level income limits released by HUD. The tables are not intended for use by local jurisdictions that receive these funds directly from HUD.

  • 2017 CDBG effective April 14, 2017 (PDF)
  • 2017 HOME effective June 15, 2017 (PDF)
  • 2016 Effective June 6, 2016 (PDF)
  • 2015 Effective June 1, 2015 (PDF)
  • 2014 Effective May 1, 2014 (PDF)
  • 2013 Effective March 15, 2013 (PDF)
  • 2012 (PDF)
  • 2011 (PDF)
  • 2010 (PDF)

The U.S. Department of Housing and Urban Development provides the same information for prior years .
Homeowner Maximum Purchase Price/After-Rehabilitation Value Limits

Per-Unit Subsidy Limits

Rent Limits

  • 2017 Effective June 15, 2017 (PDF)
  • 2016 Effective June 6, 2016 (PDF)
  • 2015 Effective June 1, 2015 (PDF)
  • 2014 Effective May 1, 2014 CORRECTED April 29, 2014 (PDF)
  • 2013 Effective June 1, 2013 (CORRECTED 2013 Rent Limits for all Jurisdictions in the Counties of Orange, Riverside, San Bernardino, El Dorado, Placer, Sacramento, and Yolo) (PDF)
  • 2012 Effective February 9, 2012 (PDF)
  • 2011 Effective July 13, 2011 - Corrected by HUD June 30 (PDF)
  • 2010 (PDF)

The U.S. Department of Housing and Urban Development provides the same information for prior years  .

For additional information, check the Income Calculation and Determination Guide for Federal Programs.