CalHome Program

The CalHome Program Provides grants to local public agencies and nonprofit corporations for first-time homebuyer and housing rehabilitation assistance, homebuyer counseling and technical assistance activities to enable low- and very low-income households to become or remain homeowners.

Contact Us

For NOFA, Application, and Standard Agreements questions:

Email Us

For program questions following Standard Agreement Execution:

Email Us

Notice of Funding

Apply Now

Awards

Reporting & Compliance

Awards

2021 Calhome Disaster Awardee Funding List (PDF)

2021 CalHome Awardee List (PDF)

Reporting and Compliance

Upon execution of your Standard Agreement, oversight of your contract is transferred to the HCD State Grant Management Section.

Notice of Funding

Apply Now

Awards

2021 Calhome Disaster Awardee Funding List (PDF)

2021 CalHome Awardee List (PDF)

Reporting & Compliance

Reporting and Compliance

Upon execution of your Standard Agreement, oversight of your contract is transferred to the HCD State Grant Management Section.

Assistance Type and Terms

Grants to local public agencies and nonprofit developers to assist individual first-time homebuyers through deferred-payment loans for downpayment assistance, home rehabilitation, including manufactured homes not on permanent foundations, acquisition and rehabilitation, homebuyer counseling, self-help mortgage assistance, or technical assistance for self-help homeownership. All funds to individual homeowners will be in the form of loans.

Direct, forgivable loans to assist development projects involving multiple ownership units, including single-family subdivisions.

Loans for real property acquisition, site development, predevelopment, construction period expenses of homeownership development projects, or permanent financing for mutual housing and cooperative developments.

Project loans to developers may be forgiven as the loans convert into deferred payment loans to individual homeowners.

Assistance to individual households will be in the form of deferred-payment loans payable on sale or transfer of the homes, or when they cease to be owner occupied, or at maturity.

Note: CalHome does not lend directly to individuals.

Eligible Activities

Predevelopment, site development, and site acquisition for development projects. Rehabilitation and acquisition and rehabilitation of site-built housing, and rehabilitation, repair, and replacement of manufactured homes.

Downpayment assistance, mortgage financing, homebuyer counseling, and technical assistance for self-help.

Eligible Applicants

Local public agencies and nonprofit corporations.

Regulations/Guidelines

To view CalHome forms, visit State Grant Management.

CalHome 2022 Program and Later

Beginning in 2022, the CalHome Program is now part of the Homeownership Super NOFA. CalHome program guidelines and NOFAs can be found on the Homeownership Super NOFA website.

Other Resources

2021 CalHome Program

2021 CalHome Disaster

Previous Guidelines

CalHome Program Guidelines (2004) (PDF)
CalHome Program Guidelines (2019) (PDF)
The CalHome and Serna Homeownership Guidelines and Super NOFA Proposed Changes — Public Comment Notice memo (PDF), which outlines key proposed changes to the most recent CalHome NOFA and Serna NOFA to be included in the Homeownership Super NOFA.